The settlement layer is solved. The governance layer is empty. LimitLayer is the deterministic firewall between your AI agents' technical execution and your company's financial exposure — policy, budget, and vendor control across every processor and wallet you use.
Approved. Blocked. Escalated. Always one of three. Always auditable.
When a payment fails, an agent treats it like a technical puzzle. LimitLayer stops agents from hallucinating corporate finance policy in real-time.
Agents will blindly pay invoices. We intercept requests, enforce budget caps, and verify vendor whitelists before execution.
When errors happen, agents retry endlessly or switch to unapproved wallets. We catch the errors and dictate the business-approved next step.
The Core Issue: Existing payment systems were built for humans making deliberate purchases, not for autonomous agents making hundreds of micro-decisions per day.
Three deterministic steps between intent and execution
The agent hits an HTTP 402 or requests a virtual card to complete a transaction.
We authenticate the mandate, check velocity, and verify the vendor against your corporate policy as code.
The payment routes to Skyfire/Stripe, or it securely escalates to a human for review.
LimitLayer: The Governance Layer for AI Agent Payments
A governance layer that sits between AI agents and payment processors, evaluating policies and advising decisions before money leaves your account.
Every transaction request is evaluated before reaching your payment processor
Your custom policies, budgets, and approval workflows evaluated in real-time
Complete audit trail and real-time alerts for every decision
We don't replace Stripe—we add the governance layer Stripe doesn't provide. Keep your existing payment setup; we just add control on top.
LimitLayer doesn't just block bad transactions—it makes your agents smarter about payments with normalised decline data, intelligent retry logic, and fleet-wide risk visibility.
Every wallet provider returns different error codes. LimitLayer translates them into a unified format your agents can understand.
Intelligent retry recommendations powered by real outcome data. Advises agents on whether to retry, how long to wait, and which provider to use.
Fleet-level health dashboard inspired by Visa's VAMP program. Spot problems before they become costly—across your entire agent fleet.
All intelligence is advisory—LimitLayer never touches funds. Your agents get smarter decisions while you maintain full control. All metrics are computed from transaction and outcome data.
Just one API call before each payment. LimitLayer checks your policies and returns an instant decision. No migration, no complexity.
import limitlayer
# Initialize with your API key
ll = limitlayer.Client(api_key="ll_live_...")
# Before any agent payment, check policy
decision = ll.authorize(
agent_id="research-bot-7",
amount=42.00,
vendor="DataProvider API"
)
if decision.approved:
process_payment() # Proceed with Stripe/PayPal
else:
log_blocked(decision.reason)See why purpose-built governance beats generic approaches
Everything you need to control AI agent spending
Instantly block all agent spending with one click. Manual override for runaway situations.
Hard limits on spending amounts and frequency. Set daily, monthly, and per-transaction caps.
Allowlists and blocklists for approved vendors. Category-based restrictions.
Require human approval for high-value or risky transactions.
Conditional policies based on time, location, and agent state.
Complete transaction logging with agent ID, timestamp, and approval status.
Live dashboard with spending trends and smart anomaly alerts.
Automatic spending freeze when unusual patterns detected. Prevent damage before it happens.
Translate raw provider error codes into consistent categories. Soft vs hard decline classification with recommended actions.
Intelligent retry recommendations powered by outcome data. Knows when to retry, wait, or switch providers.
Fleet-level health dashboard modelled after Visa's VAMP. Track approval rates, dispute rates, and agent anomaly scores.
Agent-native teams that need spend governance from day one
Selling agent products to customers with tiered plans? LimitLayer lets you enforce per-customer spending limits automatically — integrates in 1–2 days and costs $0 during beta.
Also serving Marketing/Automation Agencies and Mid-Market/Enterprise teams.
Request a personalized demo tailored to your needs
Get full access to LimitLayer while we're in beta. No credit card required.
Limited time
Early adopter pricing locked in
No credit card required. Upgrade options available after beta.